Get Business Insurance
Philip Ebiner, Will Carnahan
Lessons
Welcome
02:26 2Why Do You Want to Start a Photography Business
04:40 3What Kind of Photography Business Do You Want to Start
05:38 4Important Personal Note from Instructor Will
02:25 5Case Study Starting a Photography Business
07:43 6Quiz - Chapter 1
Introduction to Basics of Starting a Photography Business
00:52 8Choose Your Business Name
05:29 9Choose Your Business Structure
06:12 10Register Your Business Name
01:47 11Get Your Federal Tax ID
01:39 12Get Your Business License
01:16 13Get Your Business Bank Account
02:16 14Register Your Online Accounts
02:17 15Branding Your Business
02:18 16Set Your Prices
12:56 17The Photography Gear You Need to Start a Business
03:42 18Case Study - Business Basics
24:42 19Case Study - Equipment
10:05 20Quiz - Chapter 2
21Intro to Getting Your First Paying Clients
00:44 22You Need to Prove Yourself
01:30 23The Best Place to Find Your First Clients
02:36 24What to Charge for Your First Clients
02:44 25On Set - Partnering with Other Creatives
01:57 26On Set - Getting Work in a Competitive Environment
02:38 27Use Your First Shoot Wisely
01:20 28Case Study - Getting Your First Clients
07:55 29Quiz - Chapter 3
30Introduction to Create Your Photography Business Website
01:05 31Why You Need a Website and Platform Options
04:30 32What Needs to Be On Your Website
07:32 33Design the Perfect Portfolio
03:17 34Case Study - Looking at Photography Websites
12:56 35Quiz - Chapter 4
36Introduction to Expanding Your Online Presence
00:55 37Use Instagram to Grow Your Business
02:29 38Use Facebook to Grow Your Business
01:21 39Get Listed on Google
03:53 40Get Listed on Yelp
03:20 41Get Listed on Review Sites
04:06 42Using Craigslist to Get Work
03:01 43Case Study - Expanding Your Online Presence
13:16 44Quiz - Chapter 5
45Introduction to the Photography Business Workflow
00:54 46Step 1 - Meeting Your Client
03:32 47Step 2 - Booking Your Client
05:53 48Step 3 - The Shoot
02:28 49Step 4 - Editing Your Photos
06:34 50Step 5 - Delivering Your Photos
01:05 51Case Study - Business Workflow
15:54 52On Set - the Shoot
02:50 53On Set - Backdrop Placement
01:13 54On Set - Paper Backdrop Rolls
02:01 55On Set - The Back Light
00:46 56On Set - Interacting with Clients
04:58 57Quiz - Chapter 6
58Intro to Business Infrastructure and Continued Growth
00:46 59Productivity Tools to Make Your More Efficient
06:21 60Get Business Insurance
03:55 61Accounting Tools & Tips
04:20 62Business Tax Tips
03:38 63Scaling Your Prices Up
02:56 64Use Conventions and Meet Ups to Grow Your Business
04:01 65Case Study - Business Growth
11:04 66Quiz - Chapter 7
67Intro to the Selling Prints Section
00:56 68Why Should You Sell Your Prints
02:18 69Choose a Printer
02:59 70How to Price Your Prints
05:33 71Selling Your Prints Online
08:06 72Selling Your Prints in Person
02:38 73Wrapping up This Section
01:26 74Quiz - Chapter 8
75Tips for Personal and Creative Well Being
04:38 76Conclusion
01:45 77Final Quiz
Lesson Info
Get Business Insurance
Hey Phil here popping in for this lesson on insurance. So insurance is one of those things that you might hesitate on getting when you're starting out. It's also an additional expense that you might not have money to get when you're starting out. But of course it's something that can be very important, especially as you grow your business. Also, depending on how your business is, structured, insurance is there to protect you and if you're running your business as a sole proprietor or a partnership, your personal assets, um, aren't protected from with your business. And so that's an additional reason why insurance is important. Even if you have a corporation or LLC, it's important to have insurance. So I run my own personal production company and I have small business insurance, but there's a few different types that I want to just go over. So one is just general liability insurance and these types, sometimes the insurance, you get packages them into one sort of bundle. But general liab...
ility is probably the most important. This is this will cover things like if someone sues you, if you are on set and something happens, this will cover those kinds of incidents. So as a photographer, I would imagine this being important. If you are working on a set with different people, even with people that you're working for, not only your clients or if you are taking pictures out in public trying to sell things and you don't have the rights to do something and someone sues you, which you shouldn't be trying to sell anything you don't have the rights for. But if you end up doing that so ensues you. It protects you commercial property which is also usually bundled into photography insurance covers your equipment or things like your studio. So if there's someone, there's a theft, someone steals your equipment, you lose it. It breaks damages, your equipment, it's going to cover that. So those are the two that generally come together and I would recommend for any small business. There's a couple other things you might want to consider. One is disability insurance. This is if you get sick injured and you miss work, then you're going to continue to get paid as a photographer if you're doing this as your soul business, if something does happen and you aren't able to take on any jobs or anything like that. That could be really difficult for you or your family. So having some sort of disability insurance can be beneficial. And the last thing I'll just mention is if you have homeowners or rental insurance, you should check with them to see if they cover your business equipment. Some do up to a certain amount in terms of dollar amount. Some don't. So don't just assume that your homeowners insurance will cover things like your camera, your lenses, your computer, if it's for your business, a couple examples of companies that you might want to check out and get quotes from our professional photographers association that's P. P. A. They have a photo care plan Got Hill and Usher TCP Insurance and ensuring on these all have photography specific plans and they work a lot with photographers. You can also go under general, you know, your Geico, your state farm, your any other insurance company that does small business insurance can cover you as well depending on where you live and when you're watching this the cost is gonna Changed dramatically I'm sure and how much coverage you want but you can expect to pay anywhere from a few $100 up to $1,000 or or even a lot more depending on what your coverage is. So again insurance is just one of those things that as you grow your business it becomes more and more important, especially if your business is your your and your family's livelihood.